/* ============================================================
   NORTH STAR PETITION SERVICES — main.css
   Version: 1.0.0
   ============================================================ */

/* ── TOKENS ── */
:root {
  --navy:    #1A2840;
  --navyd:   #0D1520;
  --navyl:   #223250;
  --blue:    #4A7FC0;
  --bluel:   #6A9FE0;
  --bluep:   #EBF1F9;
  --blued:   #2A5A90;
  --silver:  #C8D4E0;
  --teal:    #2A7F62;
  --teall:   #3BA882;
  --cream:   #F5F2EC;
  --creamd:  #EAE5DA;
  --white:   #FFFFFF;
  --text:    #1A1A1A;
  --mid:     #4A4A4A;
  --muted:   #7A7A7A;
  --border:  rgba(26,40,64,0.12);
  --borderl: rgba(26,40,64,0.06);
  --red:     #B91C1C;
}

/* ── RESET ── */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: 'DM Sans', sans-serif;
  background: var(--cream);
  color: var(--text);
  line-height: 1.6;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: var(--blue); text-decoration: none; transition: color .15s; }
a:hover { color: var(--bluel); }
ul, ol { padding-left: 1.25rem; }

/* ── TYPOGRAPHY ── */
h1,h2,h3,h4 { font-family: 'Cormorant Garamond', serif; line-height: 1.15; }
.sh { font-size: 38px; font-weight: 700; color: var(--navy); letter-spacing: -.4px; margin-bottom: 14px; }
.sh em { color: var(--blue); font-style: italic; }
.slead { font-size: 14px; color: var(--mid); line-height: 1.75; max-width: 560px; margin-bottom: 28px; }

/* ── BUTTONS ── */
.btn-p {
  background: var(--blue); color: #fff;
  font-size: 13px; font-weight: 500;
  padding: 12px 24px; border-radius: 6px;
  border: none; cursor: pointer; display: inline-block;
  transition: background .15s, transform .15s;
  font-family: 'DM Sans', sans-serif;
}
.btn-p:hover { background: var(--bluel); transform: translateY(-1px); color: #fff; }
.btn-g {
  background: transparent; color: var(--mid);
  font-size: 13px; font-weight: 400;
  padding: 12px 24px; border-radius: 6px;
  border: 1px solid var(--border); cursor: pointer; display: inline-block;
  transition: all .15s;
  font-family: 'DM Sans', sans-serif;
}
.btn-g:hover { border-color: var(--blue); color: var(--blue); }
.btn-lg { padding: 14px 32px; font-size: 14px; }

/* ── LAYOUT HELPERS ── */
.container { max-width: 1140px; margin: 0 auto; padding: 0 52px; }
.sec { padding: 64px 52px; }
.sec-sm { padding: 44px 52px; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 52px; align-items: start; }
.section-tag {
  display: inline-flex; align-items: center; gap: 9px;
  font-size: 10px; font-weight: 500; letter-spacing: .16em;
  text-transform: uppercase; color: var(--blue); margin-bottom: 10px;
}
.section-tag::before { content: ''; display: block; width: 22px; height: 1.5px; background: var(--blue); }

/* ── NAVIGATION ── */
.site-nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: rgba(13,21,32,0.97); backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(74,127,192,0.18);
  height: 68px;
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 100%; padding: 0 52px;
}
.nav-logo a { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.nav-logo .site-logo { width: 44px; height: 44px; object-fit: contain; }
.nav-site-name {
  display: block;
  font-family: 'Cormorant Garamond', serif;
  font-size: 17px; font-weight: 700; color: #fff; line-height: 1.1;
}
.nav-site-desc { display: block; font-size: 9px; color: rgba(255,255,255,0.3); letter-spacing: .16em; text-transform: uppercase; margin-top: 2px; }
.nav-menu-wrap { display: flex; align-items: center; gap: 26px; }
.nav-links { display: flex; list-style: none; padding: 0; gap: 26px; }
.nav-links li a { font-size: 12px; color: rgba(255,255,255,0.5); transition: color .15s; }
.nav-links li a:hover, .nav-links li.current-menu-item > a { color: var(--bluel); }
.nav-cta {
  background: var(--blue); color: #fff !important;
  font-size: 12px; font-weight: 500;
  padding: 8px 18px; border-radius: 5px;
  transition: background .15s !important;
}
.nav-cta:hover { background: var(--bluel) !important; }
.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 8px; flex-direction: column; gap: 5px; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: rgba(255,255,255,0.6); transition: all .2s; }
.nav-toggle.active span:nth-child(1) { transform: rotate(45deg) translate(5px,5px); }
.nav-toggle.active span:nth-child(2) { opacity: 0; }
.nav-toggle.active span:nth-child(3) { transform: rotate(-45deg) translate(5px,-5px); }

/* ── TRUST BAR ── */
.trust-bar {
  background: var(--navy);
  border-top: 1px solid rgba(74,127,192,0.2);
  border-bottom: 1px solid rgba(74,127,192,0.2);
  padding: 12px 52px;
  display: flex; align-items: center; justify-content: center;
  gap: 28px; flex-wrap: wrap;
}
.ti { display: flex; align-items: center; gap: 7px; font-size: 11.5px; font-weight: 500; color: var(--silver); letter-spacing: .04em; }
.ti svg { width: 14px; height: 14px; color: var(--blue); }
.tsep { width: 3px; height: 3px; border-radius: 50%; background: rgba(74,127,192,0.25); }

/* ── HERO (Homepage) ── */
.hero {
  min-height: 100vh; background: var(--navyd);
  position: relative; overflow: hidden;
  display: flex; align-items: center; padding-top: 68px;
}
.hero-bg {
  position: absolute; inset: 0;
  background-image: linear-gradient(rgba(74,127,192,0.035) 1px,transparent 1px), linear-gradient(90deg,rgba(74,127,192,0.035) 1px,transparent 1px);
  background-size: 56px 56px; pointer-events: none;
}
.hero-glow-l { position: absolute; top: 50%; left: -120px; transform: translateY(-50%); width: 500px; height: 500px; border-radius: 50%; background: radial-gradient(circle, rgba(74,127,192,0.09) 0%, transparent 70%); pointer-events: none; }
.hero-glow-r { position: absolute; top: 20%; right: -80px; width: 400px; height: 400px; border-radius: 50%; background: radial-gradient(circle, rgba(200,212,224,0.04) 0%, transparent 70%); pointer-events: none; }
.hero-inner {
  position: relative; z-index: 2; width: 100%;
  display: grid; grid-template-columns: 460px 1fr;
  align-items: center; min-height: calc(100vh - 68px);
}
.hero-logo-panel {
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  padding: 60px 40px 60px 52px;
  border-right: 1px solid rgba(74,127,192,0.12);
  min-height: calc(100vh - 68px);
  background: linear-gradient(135deg, rgba(74,127,192,0.04) 0%, transparent 60%);
}
.hero-logo-img {
  width: 320px; height: 320px; object-fit: contain;
  filter: drop-shadow(0 0 60px rgba(74,127,192,0.3)) drop-shadow(0 0 120px rgba(74,127,192,0.15));
  animation: float 6s ease-in-out infinite;
}
@keyframes float { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }
.hero-logo-tagline {
  margin-top: 24px; text-align: center;
  font-family: 'Cormorant Garamond', serif;
  font-size: 13px; font-style: italic;
  color: rgba(255,255,255,0.35); letter-spacing: .06em; line-height: 1.7;
}
.hero-logo-tagline span { color: var(--bluel); }
.hero-badge-strip { display: flex; flex-direction: column; gap: 8px; margin-top: 24px; width: 100%; }
.hbs-item {
  display: flex; align-items: center; gap: 10px;
  background: rgba(74,127,192,0.07); border: 1px solid rgba(74,127,192,0.14);
  border-radius: 7px; padding: 9px 14px;
}
.hbs-icon { width: 28px; height: 28px; border-radius: 5px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.hbs-blue { background: rgba(74,127,192,0.15); }
.hbs-icon svg { width: 13px; height: 13px; color: var(--bluel); }
.hbs-text { font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.7); flex: 1; }
.hbs-sub { font-size: 10px; color: rgba(255,255,255,0.3); white-space: nowrap; }
.hero-content { padding: 60px 52px 60px 48px; }
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 7px;
  background: rgba(74,127,192,0.1); border: 1px solid rgba(74,127,192,0.22);
  border-radius: 20px; padding: 4px 13px; font-size: 11px;
  color: var(--bluel); letter-spacing: .05em; margin-bottom: 20px;
}
.eyebrow-dot { width: 5px; height: 5px; border-radius: 50%; background: var(--bluel); animation: pulse 2s infinite; }
@keyframes pulse { 0%,100% { opacity:1;transform:scale(1); } 50% { opacity:.5;transform:scale(1.4); } }
.hero-h1 { font-size: 50px; font-weight: 700; color: #fff; line-height: 1.08; letter-spacing: -.8px; margin-bottom: 18px; }
.hero-h1 em { color: var(--bluel); font-style: italic; }
.hero-sub { font-size: 14px; color: rgba(255,255,255,0.5); line-height: 1.8; margin-bottom: 28px; max-width: 480px; }
.hero-ctas { display: flex; gap: 10px; margin-bottom: 32px; }
.hero-stats-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 24px; }
.hsg { background: rgba(255,255,255,0.04); border: 1px solid rgba(74,127,192,0.12); border-radius: 8px; padding: 14px 16px; }
.hsg-num { font-family: 'Cormorant Garamond', serif; font-size: 28px; font-weight: 700; color: var(--bluel); line-height: 1; }
.hsg-lbl { font-size: 11px; color: rgba(255,255,255,0.35); margin-top: 4px; line-height: 1.4; }
.hero-divider { height: 1px; background: rgba(255,255,255,0.07); margin-bottom: 20px; }
.hero-pills { display: flex; gap: 10px; }
.hp { background: rgba(255,255,255,0.04); border: 1px solid rgba(74,127,192,0.12); border-radius: 8px; padding: 12px 16px; flex: 1; text-align: center; }
.hp-icon { font-size: 18px; margin-bottom: 5px; }
.hp-name { font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.7); }
.hp-sub { font-size: 10px; color: rgba(255,255,255,0.3); margin-top: 2px; }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  padding: 110px 52px 64px;
  background: var(--navyd);
  border-bottom: 1px solid rgba(74,127,192,0.12);
}
.page-hero-inner { max-width: 800px; }
.page-hero-h1 { font-size: 44px; font-weight: 700; color: #fff; line-height: 1.1; margin-bottom: 14px; letter-spacing: -.5px; }
.page-hero-h1 em { color: var(--bluel); font-style: italic; }
.page-hero-sub { font-size: 15px; color: rgba(255,255,255,0.48); line-height: 1.75; }

/* ── STATS BAND ── */
.stats-band { background: var(--navy); padding: 36px 52px; border-top: 1px solid rgba(74,127,192,0.15); }
.stats-band-inner { max-width: 1140px; margin: 0 auto; }
.sb-label { font-size: 10px; font-weight: 500; color: rgba(255,255,255,0.3); letter-spacing: .14em; text-transform: uppercase; margin-bottom: 20px; }
.sb-stats { display: flex; align-items: center; gap: 0; flex-wrap: wrap; }
.sb-stat { flex: 1; min-width: 140px; padding: 0 28px 0 0; }
.sb-num { font-family: 'Cormorant Garamond', serif; font-size: 30px; font-weight: 700; color: var(--bluel); line-height: 1; }
.sb-lbl { font-size: 11px; color: rgba(255,255,255,0.35); margin-top: 4px; }
.sb-sep { width: 1px; height: 40px; background: rgba(74,127,192,0.2); margin-right: 28px; flex-shrink: 0; }

/* ── CTA BAND ── */
.cta-band { background: var(--navyd); padding: 52px; border-top: 1px solid rgba(74,127,192,0.1); }
.cta-band-inner { display: flex; align-items: center; justify-content: space-between; gap: 32px; max-width: 1140px; margin: 0 auto; }
.cta-h { font-family: 'Cormorant Garamond', serif; font-size: 28px; font-weight: 700; color: #fff; line-height: 1.2; }
.cta-p { font-size: 13px; color: rgba(255,255,255,0.42); margin-top: 6px; }

/* ── SERVICES CARDS (homepage) ── */
.services-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.svc-card { background: var(--cream); border: 1px solid var(--border); border-radius: 10px; padding: 22px; transition: all .2s; }
.svc-card:hover { border-color: var(--blue); transform: translateY(-2px); }
.svc-card-icon { font-size: 24px; margin-bottom: 10px; }
.svc-card-title { font-family: 'Cormorant Garamond', serif; font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.svc-card-desc { font-size: 13px; color: var(--muted); line-height: 1.65; margin-bottom: 10px; }
.svc-card-list { font-size: 12px; color: var(--mid); list-style: none; padding: 0; margin-bottom: 14px; }
.svc-card-list li { padding: 4px 0; border-bottom: 1px solid var(--borderl); }
.svc-card-list li::before { content: '✓ '; color: var(--teal); font-weight: 500; }
.svc-card-link { font-size: 12px; color: var(--blue); font-weight: 500; }

/* ── ATTORNEYS PAGE ── */
.atty-left-panel { padding-right: 8px; }
.s3-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 10px; margin-bottom: 24px; }
.sb { background: rgba(255,255,255,0.05); border: 1px solid rgba(74,127,192,0.14); border-radius: 7px; padding: 14px 12px; text-align: center; }
.sb-n { font-family: 'Cormorant Garamond', serif; font-size: 26px; font-weight: 700; color: var(--bluel); line-height: 1; }
.sb-l { font-size: 10px; color: rgba(255,255,255,0.32); margin-top: 4px; line-height: 1.4; }
.sub-h { font-family: 'Cormorant Garamond', serif; font-size: 18px; font-weight: 700; color: var(--navy); margin-bottom: 12px; }
.check-list { list-style: none; padding: 0; display: flex; flex-direction: column; }
.check-list li { display: flex; align-items: flex-start; gap: 10px; padding: 9px 0; border-bottom: 1px solid var(--borderl); font-size: 13px; color: var(--mid); }
.check-list li:last-child { border-bottom: none; }
.check-list li svg { width: 17px; height: 17px; flex-shrink: 0; margin-top: 2px; color: var(--teal); }
.steps { display: flex; flex-direction: column; gap: 0; }
.step-card { display: flex; gap: 14px; padding: 16px 0; border-bottom: 1px solid var(--border); }
.step-card:last-child { border-bottom: none; }
.step-num { width: 28px; height: 28px; border-radius: 50%; background: var(--navy); color: var(--bluel); font-family: 'Cormorant Garamond', serif; font-size: 15px; font-weight: 700; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 2px; border: 1.5px solid rgba(74,127,192,0.28); }
.step-title { font-size: 13px; font-weight: 500; color: var(--navy); margin-bottom: 3px; }
.step-desc { font-size: 12px; color: var(--muted); line-height: 1.6; }
.diff-box { background: var(--cream); border: 1px solid var(--border); border-radius: 9px; padding: 20px; margin-top: 20px; }
.diff-title { font-size: 10px; font-weight: 500; color: var(--blue); letter-spacing: .1em; text-transform: uppercase; margin-bottom: 14px; }
.diff-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.diff-item { font-size: 12.5px; color: var(--mid); display: flex; gap: 7px; align-items: flex-start; }
.diff-dot { color: var(--blue); flex-shrink: 0; }

/* ── PRICING PAGE ── */
.pricing-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 20px; margin-bottom: 40px; }
.price-card { background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 28px; display: flex; flex-direction: column; transition: all .2s; }
.price-card:hover { border-color: rgba(74,127,192,0.3); transform: translateY(-2px); box-shadow: 0 6px 24px rgba(26,40,64,0.08); }
.price-card-featured { border-color: var(--blue); background: var(--bluep); }
.price-card-head { margin-bottom: 16px; }
.price-tag { display: inline-block; font-size: 10px; font-weight: 500; padding: 3px 10px; border-radius: 12px; background: rgba(42,127,98,0.1); color: var(--teal); letter-spacing: .06em; margin-bottom: 12px; }
.price-tag-blue { background: rgba(74,127,192,0.1); color: var(--blue); }
.price-tag-red { background: rgba(185,28,28,0.08); color: var(--red); }
.price-icon { font-size: 28px; margin-bottom: 8px; }
.price-title { font-family: 'Cormorant Garamond', serif; font-size: 22px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.price-sub { font-size: 12px; color: var(--muted); }
.price-amount { margin: 16px 0 4px; display: flex; align-items: baseline; gap: 2px; }
.price-dollar { font-size: 18px; font-weight: 500; color: var(--blue); }
.price-amount > *:nth-child(2) { font-family: 'Cormorant Garamond', serif; font-size: 44px; font-weight: 700; color: var(--navy); line-height: 1; }
.price-unit { font-size: 13px; color: var(--muted); margin-left: 4px; }
.price-note { font-size: 11px; color: var(--muted); margin-bottom: 16px; }
.price-list { list-style: none; padding: 0; flex: 1; margin-bottom: 20px; }
.price-list li { display: flex; align-items: flex-start; gap: 8px; padding: 8px 0; border-bottom: 1px solid var(--borderl); font-size: 13px; color: var(--mid); }
.price-list li:last-child { border-bottom: none; }
.price-list li svg { width: 16px; height: 16px; flex-shrink: 0; margin-top: 2px; }
.volume-table-wrap { margin-bottom: 36px; }
.vol-table { width: 100%; border-collapse: collapse; }
.vol-table th { font-size: 11px; font-weight: 500; color: var(--muted); text-transform: uppercase; letter-spacing: .06em; padding: 10px 14px; border-bottom: 2px solid var(--border); text-align: left; }
.vol-table td { padding: 13px 14px; border-bottom: 1px solid var(--border); font-size: 13px; color: var(--mid); }
.vol-table tr:hover td { background: var(--bluep); }
.vol-highlight td { background: var(--navy); color: #fff; font-weight: 500; }
.pricing-faq {}
.faq-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.faq-item { background: var(--white); border: 1px solid var(--border); border-radius: 9px; padding: 20px; }
.faq-q { font-family: 'Cormorant Garamond', serif; font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.faq-a { font-size: 13px; color: var(--muted); line-height: 1.7; }

/* ── CREDENTIALS PAGE ── */
.cred-full-grid { display: flex; flex-direction: column; gap: 24px; }
.cred-full-card { background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 28px 32px; display: flex; gap: 22px; transition: all .2s; }
.cred-full-card:hover { border-color: rgba(74,127,192,0.25); box-shadow: 0 4px 20px rgba(26,40,64,0.06); }
.cfc-icon { width: 52px; height: 52px; border-radius: 10px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 2px; }
.ic-b { background: rgba(74,127,192,0.1); }
.ic-t { background: rgba(42,127,98,0.1); }
.ic-n { background: rgba(26,40,64,0.07); }
.cfc-body {}
.cfc-title { font-family: 'Cormorant Garamond', serif; font-size: 20px; font-weight: 700; color: var(--navy); margin-bottom: 10px; }
.cfc-text { font-size: 13.5px; color: var(--mid); line-height: 1.75; margin-bottom: 10px; }
.cfc-badge { display: inline-flex; align-items: center; gap: 6px; font-size: 11px; font-weight: 500; background: rgba(42,127,98,0.07); color: var(--teal); border-radius: 20px; padding: 4px 12px; margin-top: 4px; }

/* ── GUARANTEE PAGE ── */
.guarantee-blocks { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; }
.gb-main { background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 32px; }
.gb-icon-lg { font-size: 40px; color: var(--teal); margin-bottom: 16px; }
.gb-items-grid { display: flex; flex-direction: column; gap: 14px; }
.gbi-full { background: var(--white); border: 1px solid var(--border); border-radius: 10px; padding: 20px 22px; }
.gbi-icon { font-size: 22px; margin-bottom: 8px; }
.gbi-title { font-family: 'Cormorant Garamond', serif; font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 7px; }
.gbi-text { font-size: 13px; color: var(--muted); line-height: 1.7; }

/* ── EXPLAINER PAGES (Ch7, Ch13, etc.) ── */
.explainer-layout { display: grid; grid-template-columns: 1fr 300px; gap: 40px; align-items: start; }
.explainer-main { }
.explainer-aside { display: flex; flex-direction: column; gap: 16px; position: sticky; top: 88px; }
.aside-card { background: var(--white); border: 1px solid var(--border); border-radius: 10px; padding: 20px; }
.aside-card h3 { font-family: 'Cormorant Garamond', serif; font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.aside-card p { font-size: 13px; color: var(--muted); line-height: 1.65; }
.expl-section { margin-bottom: 36px; padding-bottom: 36px; border-bottom: 1px solid var(--border); }
.expl-section:last-child { border-bottom: none; }
.expl-p { font-size: 14px; color: var(--mid); line-height: 1.8; margin-bottom: 14px; }
.expl-list { font-size: 13.5px; color: var(--mid); line-height: 1.75; padding-left: 1.25rem; margin: 10px 0; }
.expl-list li { margin-bottom: 6px; }
.two-lists { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin: 16px 0; }
.list-head { font-size: 12px; font-weight: 500; color: var(--teal); letter-spacing: .06em; margin-bottom: 8px; }
.timeline { display: flex; flex-direction: column; gap: 0; margin: 16px 0; }
.tl-item { display: flex; gap: 16px; padding: 12px 0; border-bottom: 1px solid var(--border); font-size: 13.5px; color: var(--mid); }
.tl-item:last-child { border-bottom: none; }
.tl-num { font-family: 'Cormorant Garamond', serif; font-size: 13px; font-weight: 700; color: var(--blue); min-width: 70px; flex-shrink: 0; }
.info-box { background: var(--bluep); border: 1px solid rgba(74,127,192,0.2); border-radius: 8px; padding: 14px 18px; font-size: 13px; color: var(--navy); line-height: 1.7; }
.info-box strong { display: block; margin-bottom: 6px; }
.forms-table { width: 100%; border-collapse: collapse; font-size: 13px; margin: 16px 0; }
.forms-table th { text-align: left; padding: 10px 12px; border-bottom: 2px solid var(--border); font-size: 11px; font-weight: 500; color: var(--muted); text-transform: uppercase; letter-spacing: .06em; }
.forms-table td { padding: 10px 12px; border-bottom: 1px solid var(--border); color: var(--mid); }
.forms-table tr:hover td { background: var(--bluep); }
.compare-table { width: 100%; border-collapse: collapse; font-size: 13px; margin: 16px 0; }
.compare-table th { text-align: left; padding: 10px 14px; background: var(--navy); color: #fff; font-size: 12px; font-weight: 500; letter-spacing: .04em; }
.compare-table td { padding: 10px 14px; border-bottom: 1px solid var(--border); font-size: 13px; color: var(--mid); }
.compare-table tr:hover td { background: var(--bluep); }

/* ── MEANS TEST WIDGET ── */
.means-test-widget { background: var(--white); border: 1px solid var(--border); border-radius: 10px; overflow: hidden; margin: 16px 0; }
.mt-header { background: var(--navy); padding: 14px 20px; display: flex; align-items: center; justify-content: space-between; }
.mt-title { font-size: 13px; font-weight: 500; color: #fff; }
.mt-date { font-size: 11px; color: rgba(255,255,255,0.38); }
.mt-table { width: 100%; border-collapse: collapse; }
.mt-table th { text-align: left; padding: 10px 16px; font-size: 11px; font-weight: 500; color: var(--muted); text-transform: uppercase; letter-spacing: .06em; border-bottom: 1px solid var(--border); }
.mt-table td { padding: 11px 16px; border-bottom: 1px solid var(--border); font-size: 13px; color: var(--mid); }
.mt-table tr:last-child td { border-bottom: none; }
.mt-add-row td { background: var(--cream); font-style: italic; color: var(--muted); }
.mt-live { color: var(--teal); font-weight: 500; font-size: 11px; }
.mt-footer { padding: 12px 16px; background: var(--cream); display: flex; align-items: center; justify-content: space-between; font-size: 11px; color: var(--muted); }
.means-layout { display: grid; grid-template-columns: 1fr 280px; gap: 40px; align-items: start; }
.means-main { }

/* ── FORMS LIBRARY ── */
.forms-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 14px; margin-bottom: 24px; }
.form-card { background: var(--white); border: 1px solid var(--border); border-radius: 9px; padding: 16px; transition: all .2s; }
.form-card:hover { border-color: var(--blue); transform: translateY(-1px); }
.form-num { font-size: 10px; font-weight: 500; color: var(--blue); letter-spacing: .1em; text-transform: uppercase; margin-bottom: 6px; }
.form-name { font-size: 13px; color: var(--navy); font-weight: 500; line-height: 1.4; margin-bottom: 10px; }
.form-dl { font-size: 12px; color: var(--blue); font-weight: 500; }
.form-dl:hover { color: var(--bluel); }

/* ── GLOSSARY ── */
.glossary-layout { }
.glossary-nav { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 28px; padding-bottom: 20px; border-bottom: 1px solid var(--border); }
.gn-link { display: flex; align-items: center; justify-content: center; width: 32px; height: 32px; background: var(--white); border: 1px solid var(--border); border-radius: 6px; font-size: 13px; font-weight: 500; color: var(--navy); transition: all .15s; }
.gn-link:hover { background: var(--blue); color: #fff; border-color: var(--blue); }
.glossary-group { margin-bottom: 32px; }
.glossary-letter { font-family: 'Cormorant Garamond', serif; font-size: 36px; font-weight: 700; color: var(--blue); margin-bottom: 14px; padding-bottom: 8px; border-bottom: 2px solid var(--border); }
.glossary-term { padding: 16px 0; border-bottom: 1px solid var(--border); }
.glossary-term:last-child { border-bottom: none; }
.gt-term { font-family: 'Cormorant Garamond', serif; font-size: 18px; font-weight: 700; color: var(--navy); margin-bottom: 7px; }
.gt-def { font-size: 13.5px; color: var(--mid); line-height: 1.75; }

/* ── ABOUT PAGE ── */
.about-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 52px; align-items: start; }
.about-p { font-size: 13.5px; color: var(--mid); line-height: 1.85; margin-bottom: 16px; }
.about-creds-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 24px; }
.ahi { background: var(--cream); border: 1px solid var(--border); border-radius: 7px; padding: 12px 14px; }
.ahi-l { font-size: 9px; font-weight: 500; color: var(--blue); letter-spacing: .1em; text-transform: uppercase; margin-bottom: 3px; }
.ahi-v { font-size: 13px; color: var(--navy); font-weight: 500; }
.about-mn-card { background: var(--navy); border-radius: 12px; padding: 28px; margin-bottom: 16px; }
.amn-t { font-family: 'Cormorant Garamond', serif; font-size: 22px; font-weight: 700; color: #fff; margin-bottom: 12px; }
.amn-t em { color: var(--bluel); font-style: italic; }
.amn-p { font-size: 13px; color: rgba(255,255,255,0.45); line-height: 1.8; margin-bottom: 18px; }
.mn-stats-g { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.mn-s { background: rgba(255,255,255,0.04); border: 1px solid rgba(74,127,192,0.12); border-radius: 7px; padding: 13px 14px; }
.mn-n { font-family: 'Cormorant Garamond', serif; font-size: 22px; font-weight: 700; color: var(--bluel); }
.mn-l { font-size: 11px; color: rgba(255,255,255,0.3); margin-top: 2px; }
.legal-disc { background: var(--cream); border: 1px solid var(--border); border-radius: 10px; padding: 20px; }
.ld-title { font-size: 10px; font-weight: 500; color: var(--muted); letter-spacing: .1em; text-transform: uppercase; margin-bottom: 8px; }
.ld-text { font-size: 12px; color: var(--muted); line-height: 1.75; }

/* ── CONTACT PAGE ── */
.contact-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 52px; align-items: start; }
.contact-info-cards { display: flex; flex-direction: column; gap: 12px; margin-bottom: 24px; }
.cic { display: flex; align-items: center; gap: 14px; background: var(--white); border: 1px solid var(--border); border-radius: 9px; padding: 14px 18px; }
.cic-icon { width: 36px; height: 36px; background: rgba(74,127,192,0.08); border-radius: 7px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.cic-label { font-size: 9px; color: var(--muted); letter-spacing: .08em; text-transform: uppercase; margin-bottom: 2px; }
.cic-val { font-size: 13px; font-weight: 500; color: var(--navy); }
.cic-val a { color: var(--navy); }
.contact-creds { background: var(--cream); border: 1px solid var(--border); border-radius: 9px; padding: 16px 18px; }
.cc-row { display: flex; align-items: center; gap: 10px; font-size: 12.5px; color: var(--mid); padding: 6px 0; border-bottom: 1px solid var(--borderl); }
.cc-row:last-child { border-bottom: none; }
.cc-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--teal); flex-shrink: 0; }
.contact-right { }
.nsps-contact-form { background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 28px; }
.cf-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.cf-group { display: flex; flex-direction: column; gap: 5px; margin-bottom: 14px; }
.cf-group label { font-size: 11px; color: var(--muted); letter-spacing: .05em; font-weight: 500; }
.cf-group input, .cf-group select, .cf-group textarea { background: var(--cream); border: 1px solid var(--border); border-radius: 6px; padding: 10px 12px; font-family: 'DM Sans', sans-serif; font-size: 13px; color: var(--text); outline: none; transition: border-color .15s; width: 100%; }
.cf-group input:focus, .cf-group select:focus, .cf-group textarea:focus { border-color: var(--blue); }
.cf-group textarea { resize: vertical; min-height: 90px; }
.cf-submit { width: 100%; }
.cf-note { font-size: 11px; color: var(--muted); margin-top: 10px; text-align: center; line-height: 1.5; }

/* ── INTAKE PAGE ── */
.feat-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-bottom: 8px; }
.feat-item { display: flex; align-items: flex-start; gap: 8px; font-size: 13px; color: var(--mid); padding: 6px 0; }
.feat-dot { color: var(--blue); font-weight: 600; }

/* ── ACADEMY PAGE ── */
.acad-right { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.ccd { background: var(--white); border: 1px solid var(--border); border-radius: 9px; padding: 18px; transition: all .2s; }
.ccd:hover { border-color: var(--blue); background: var(--bluep); }
.ccd-tag { font-size: 9px; font-weight: 500; letter-spacing: .12em; text-transform: uppercase; color: var(--blue); margin-bottom: 7px; }
.ccd-t { font-family: 'Cormorant Garamond', serif; font-size: 15px; font-weight: 700; color: var(--navy); line-height: 1.3; margin-bottom: 5px; }
.ccd-d { font-size: 12px; color: var(--muted); line-height: 1.55; }
.ccd-detail { font-size: 11px; color: var(--blue); font-weight: 500; margin-top: 8px; }

/* ── FOOTER ── */
.site-footer { background: var(--navyd); border-top: 1px solid rgba(74,127,192,0.1); }
.footer-inner { display: flex; align-items: center; justify-content: space-between; padding: 28px 52px; flex-wrap: wrap; gap: 16px; }
.footer-brand { display: flex; align-items: center; gap: 12px; }
.footer-brand img { width: 40px; height: 40px; object-fit: contain; }
.footer-name { font-family: 'Cormorant Garamond', serif; font-size: 15px; font-weight: 700; color: #fff; }
.footer-name span { color: var(--bluel); }
.footer-dba { font-size: 10px; color: rgba(255,255,255,0.2); margin-top: 2px; }
.footer-links { display: flex; list-style: none; padding: 0; gap: 20px; flex-wrap: wrap; }
.footer-links li a { font-size: 11px; color: rgba(255,255,255,0.28); transition: color .15s; }
.footer-links li a:hover { color: rgba(255,255,255,0.6); }
.footer-info { font-size: 10px; color: rgba(255,255,255,0.18); line-height: 1.7; text-align: right; }
.footer-info a { color: rgba(255,255,255,0.3); }
.footer-disclaimer { margin-top: 4px; }
.footer-bar { background: rgba(74,127,192,0.06); border-top: 1px solid rgba(74,127,192,0.08); padding: 10px 52px; }
.footer-bar-inner { display: flex; gap: 28px; flex-wrap: wrap; }
.footer-bar-inner span { font-size: 10px; color: rgba(255,255,255,0.18); letter-spacing: .04em; }

/* ── SKIP LINK ── */
.skip-link { position: absolute; left: -9999px; }
.skip-link:focus { left: 12px; top: 12px; z-index: 9999; background: var(--blue); color: #fff; padding: 8px 16px; border-radius: 5px; }

/* ── ANIMATIONS ── */
.fade-up { opacity: 0; transform: translateY(20px); transition: opacity .55s ease, transform .55s ease; }
.fade-up.visible { opacity: 1; transform: translateY(0); }

/* ── RESPONSIVE ── */
@media (max-width: 1100px) {
  .hero-inner { grid-template-columns: 380px 1fr; }
  .hero-logo-img { width: 260px; height: 260px; }
}
@media (max-width: 960px) {
  .nav-toggle { display: flex; }
  .nav-menu-wrap { display: none; position: absolute; top: 68px; left: 0; right: 0; background: rgba(13,21,32,0.98); padding: 16px 24px 24px; flex-direction: column; align-items: flex-start; gap: 8px; border-bottom: 1px solid rgba(74,127,192,0.15); }
  .nav-menu-wrap.open { display: flex; }
  .nav-links { flex-direction: column; gap: 4px; }
  .nav-links li a { font-size: 14px; padding: 8px 0; display: block; }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-logo-panel { min-height: auto; border-right: none; border-bottom: 1px solid rgba(74,127,192,0.12); padding: 40px 24px; }
  .hero-logo-img { width: 200px; height: 200px; }
  .hero-content { padding: 36px 24px; }
  .hero-h1 { font-size: 36px; }
  .sec, .sec-sm { padding: 44px 22px; }
  .page-hero { padding: 90px 22px 48px; }
  .page-hero-h1 { font-size: 34px; }
  .trust-bar { padding: 10px 22px; gap: 14px; }
  .cta-band { padding: 40px 22px; }
  .cta-band-inner { flex-direction: column; align-items: flex-start; }
  .stats-band { padding: 28px 22px; }
  .sb-stats { gap: 20px; flex-wrap: wrap; }
  .two-col, .atty-wrap, .about-layout, .contact-layout, .explainer-layout, .means-layout { grid-template-columns: 1fr; }
  .pricing-grid, .cred-full-grid { grid-template-columns: 1fr; }
  .guarantee-blocks { grid-template-columns: 1fr; }
  .s3-grid { grid-template-columns: 1fr 1fr; }
  .forms-grid { grid-template-columns: 1fr 1fr; }
  .acad-right { grid-template-columns: 1fr 1fr; }
  .services-cards { grid-template-columns: 1fr; }
  .footer-inner { flex-direction: column; align-items: flex-start; padding: 22px; }
  .footer-info { text-align: left; }
  .footer-bar { padding: 10px 22px; }
  .explainer-aside { position: static; }
}
@media (max-width: 600px) {
  .hero-h1 { font-size: 30px; }
  .sh { font-size: 28px; }
  .hero-stats-grid, .faq-grid, .diff-grid, .feat-grid, .two-lists, .s3-grid { grid-template-columns: 1fr; }
  .cf-row { grid-template-columns: 1fr; }
  .pricing-grid, .forms-grid, .acad-right, .about-creds-grid, .mn-stats-g { grid-template-columns: 1fr; }
}

/* ── DROPDOWN NAV SUBMENU ── */
.nav-links li { position: relative; }
.nav-links .sub-menu {
  position: absolute; top: calc(100% + 8px); left: 0;
  background: rgba(13,21,32,0.98);
  border: 1px solid rgba(74,127,192,0.2);
  border-radius: 8px; padding: 8px;
  min-width: 210px; list-style: none;
  opacity: 0; visibility: hidden;
  transform: translateY(8px);
  transition: opacity .2s, transform .2s, visibility .2s;
  z-index: 1001;
  display: flex; flex-direction: column; gap: 2px;
  box-shadow: 0 8px 28px rgba(0,0,0,0.4);
}
.nav-links li:hover > .sub-menu { opacity: 1; visibility: visible; transform: translateY(0); }
.nav-links .sub-menu li a {
  display: block; padding: 9px 12px; font-size: 12px;
  border-radius: 5px; white-space: nowrap; color: rgba(255,255,255,0.6);
}
.nav-links .sub-menu li a:hover { background: rgba(74,127,192,0.14); color: var(--bluel); }
.nav-links .menu-item-has-children > a::after {
  content: '▾'; font-size: 9px; opacity: 0.55; margin-left: 5px; display: inline-block;
}

/* Mobile: submenu expands inline */
@media (max-width: 960px) {
  .nav-links .sub-menu {
    position: static; opacity: 1; visibility: visible;
    transform: none; box-shadow: none; border: none;
    background: rgba(74,127,192,0.06); padding: 4px 0 4px 16px;
    min-width: 0; margin-top: 4px; border-left: 2px solid rgba(74,127,192,0.2);
  }
  .nav-links .menu-item-has-children > a::after { content: ''; }
}

/* ── BUSINESS REGISTRATION CARD (About page) ── */
.biz-reg-card { background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 24px; margin-bottom: 16px; }
.brc-header { display: flex; align-items: center; gap: 12px; padding-bottom: 14px; margin-bottom: 6px; border-bottom: 1px solid var(--border); }
.brc-seal { width: 40px; height: 40px; border-radius: 9px; background: rgba(74,127,192,0.1); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.brc-title { font-family: 'Cormorant Garamond', serif; font-size: 17px; font-weight: 700; color: var(--navy); line-height: 1.1; }
.brc-sub { font-size: 11px; color: var(--muted); letter-spacing: .03em; margin-top: 2px; }
.brc-rows { display: flex; flex-direction: column; }
.brc-row { display: flex; justify-content: space-between; align-items: center; padding: 9px 0; border-bottom: 1px solid var(--borderl); font-size: 13px; gap: 12px; }
.brc-row:last-child { border-bottom: none; }
.brc-row span { color: var(--muted); flex-shrink: 0; }
.brc-row strong { color: var(--navy); font-weight: 500; text-align: right; }
.brc-status strong { color: var(--teal); }
.brc-footer { margin-top: 12px; padding-top: 14px; border-top: 1px solid var(--border); font-size: 12px; color: var(--muted); line-height: 1.65; }
.brc-footer strong { color: var(--navy); font-weight: 500; }

/* ── FOUNDER INTRO (About page) — float / text-wrap ── */
.founder-intro { max-width: 1140px; margin: 0 auto; }
.founder-intro::after { content: ''; display: table; clear: both; }
.founder-photo { float: left; width: 190px; margin: 4px 32px 14px 0; border-radius: 12px; display: block; box-shadow: 0 14px 44px rgba(13,21,32,0.22); }
.founder-intro .section-tag { margin-bottom: 10px; }
.founder-name { font-family: 'Cormorant Garamond', serif; font-size: 38px; font-weight: 700; color: var(--navy); line-height: 1.05; margin-bottom: 4px; }
.founder-title { font-size: 13px; font-weight: 500; color: var(--blue); letter-spacing: .05em; text-transform: uppercase; margin-bottom: 16px; }
.founder-intro-text { font-size: 14.5px; color: var(--mid); line-height: 1.85; margin-bottom: 18px; }
.founder-creds { display: flex; flex-wrap: wrap; gap: 8px; }
.founder-creds span { font-size: 12px; font-weight: 500; color: var(--navy); background: var(--cream); border: 1px solid var(--border); border-radius: 20px; padding: 6px 14px; }

/* ── FOUNDER SIDE PHOTO (About sidebar) ── */
.founder-side-photo { border-radius: 12px; overflow: hidden; border: 1px solid var(--border); margin-bottom: 16px; background: var(--navy); }
.founder-side-photo img { width: 100%; display: block; }
.founder-side-photo .fsp-cap { padding: 11px 16px; font-size: 11.5px; color: rgba(255,255,255,0.6); text-align: center; letter-spacing: .03em; }

/* ── MEET THE FOUNDER BAND (Homepage) — fixed-size card ── */
.founder-band-inner { max-width: 1140px; margin: 0 auto; display: flex; gap: 34px; align-items: flex-start; }
.fb-photo-box { width: 150px; height: 200px; flex-shrink: 0; border-radius: 12px; overflow: hidden; box-shadow: 0 12px 36px rgba(13,21,32,0.2); }
.fb-photo-box img { width: 100%; height: 100%; object-fit: cover; object-position: center top; display: block; }
.fb-content { flex: 1; min-width: 0; }
.fb-content .section-tag { margin-bottom: 10px; }
.fb-text { font-size: 14px; color: var(--mid); line-height: 1.8; margin-bottom: 16px; }
.fb-points { margin: 16px 0 22px; }
.fb-point { font-size: 13.5px; color: var(--mid); padding: 5px 0 5px 18px; position: relative; line-height: 1.5; }
.fb-point span { position: absolute; left: 0; top: 7px; color: var(--blue); font-size: 9px; }

/* ── FOUNDER responsive — stack & center on phones ── */
@media (max-width: 760px) {
  .founder-photo { float: none; margin: 0 auto 18px; width: 175px; }
  .founder-name { font-size: 30px; }
  .founder-band-inner { flex-direction: column; gap: 16px; align-items: center; }
  .fb-photo-box { width: 150px; height: 195px; }
  .fb-content { width: 100%; }
}

/* ── MAKE A PAYMENT PAGE ── */
.pay-ach-note { display: flex; gap: 16px; align-items: flex-start; background: rgba(42,127,98,0.07); border: 1px solid rgba(42,127,98,0.22); border-radius: 10px; padding: 18px 22px; margin-bottom: 32px; font-size: 13.5px; color: var(--mid); line-height: 1.65; }
.pay-ach-note .pan-icon { width: 44px; height: 44px; border-radius: 9px; background: rgba(42,127,98,0.1); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.pay-ach-note strong { display: block; color: var(--navy); margin-bottom: 3px; }
.pay-ach-note em { color: var(--teal); font-style: italic; font-weight: 500; }

.pay-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; margin-bottom: 24px; }
.pay-card { background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 28px 24px; text-align: center; display: flex; flex-direction: column; align-items: center; transition: all .2s; }
.pay-card:hover { border-color: rgba(74,127,192,0.3); transform: translateY(-2px); box-shadow: 0 6px 24px rgba(26,40,64,0.08); }
.pay-card-featured { border-color: var(--blue); background: var(--bluep); }
.pay-icon { font-size: 34px; margin-bottom: 10px; }
.pay-title { font-family: 'Cormorant Garamond', serif; font-size: 21px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.pay-amount { font-family: 'Cormorant Garamond', serif; font-size: 46px; font-weight: 700; color: var(--navy); line-height: 1; margin-bottom: 12px; }
.pay-amount span { font-size: 22px; color: var(--blue); vertical-align: super; margin-right: 1px; }
.pay-desc { font-size: 13px; color: var(--muted); line-height: 1.6; margin-bottom: 20px; flex: 1; }
.pay-btn { width: 100%; text-align: center; }

.pay-invoice-card { background: var(--navy); border-radius: 12px; padding: 28px 32px; display: flex; align-items: center; justify-content: space-between; gap: 32px; margin-bottom: 36px; }
.pic-tag { display: inline-block; font-size: 10px; font-weight: 500; letter-spacing: .1em; text-transform: uppercase; color: var(--bluel); background: rgba(74,127,192,0.15); border-radius: 12px; padding: 3px 11px; margin-bottom: 10px; }
.pay-invoice-card .pay-title { color: #fff; }
.pic-desc { font-size: 13.5px; color: rgba(255,255,255,0.55); line-height: 1.7; max-width: 560px; }
.pic-right { flex-shrink: 0; text-align: center; }
.pic-note { font-size: 11px; color: rgba(255,255,255,0.4); margin-top: 8px; }

.pay-terms { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; padding-top: 8px; }
.pt-col { text-align: left; }
.pt-icon { width: 38px; height: 38px; border-radius: 8px; background: rgba(74,127,192,0.1); display: flex; align-items: center; justify-content: center; margin-bottom: 12px; }
.pt-icon svg { width: 18px; height: 18px; color: var(--blue); }
.pt-col h3 { font-family: 'Cormorant Garamond', serif; font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 7px; }
.pt-col p { font-size: 12.5px; color: var(--muted); line-height: 1.7; }

@media (max-width: 860px) {
  .pay-grid { grid-template-columns: 1fr; }
  .pay-invoice-card { flex-direction: column; align-items: flex-start; }
  .pic-right { width: 100%; }
  .pay-terms { grid-template-columns: 1fr; gap: 20px; }
}